We are delighted to be able to offer you the all inclusive Rentassured property owners’ policy for landlords.

 

Rentassured is the only Property Owners insurance policy providing the following benefits:

 

ü  Malicious Damage caused by Tenants

ü  Theft by Tenants

ü  90 Day Un-occupancy Period

ü  Actual Loss of Rent (not a percentage of the Building or Content sum insured)

ü  Alternative Tenant Accommodation

ü  Re-Letting Fees

ü  Employers Liability

 

These benefits are covered in addition to the standard Property Owners insurance cover of

 

ü  Fire,

ü  Storm damage

ü  Burst pipes

ü  Property Owners Liability

 

To get a quotation simply fill in your information below

We are delighted to be able to offer you the all inclusive Rentassured property owners’ policy for landlords.

 

Rentassured is the only Property Owners insurance policy providing the following benefits:

 

ü  Malicious Damage caused by Tenants

ü  Theft by Tenants

ü  90 Day Un-occupancy Period

ü  Actual Loss of Rent (not a percentage of the Building or Content sum insured)

ü  Alternative Tenant Accommodation

ü  Re-Letting Fees

ü  Employers Liability

 

These benefits are covered in addition to the standard Property Owners insurance cover of

 

ü  Fire,

ü  Storm damage

ü  Burst pipes

ü  Property Owners Liability

 

To get a quotation simply fill in your information below

Property Conditions
 All Properties must be owned by you
 All properties must be rented to a couple, family or persons in full time employment, or retired persons
 Must be let out in a single unit and not sub-let
 Must be inspected by you or your letting agent at least every 6 months
 Must be well maintained and in good state of repair and not more than 75 years old
 Must be built of brick, stone or concrete or timber framed with concrete or brick external cladding
 At least 80% of roof must be slates, tiles, metal, concrete or combustible materials
 Must be located in an area with no flooding, vandalism or subsidence history
 Must not be left unoccupied for more than 90 consecutive days
 Must be protected by at least two working smoke alarms

Tenancy Conditions
 There must be a written tenancy agreement in place of at least 6 months duration
 The agreement must be registered with the PRTB
 Satisfactory references to be obtained from Employer and previous Landlords
 A copy of driving licence or pass port to be obtained from the tenant

Personal/Loss Conditions
 Never made more than 2 household claims totalling more than €5,000
 Never suffered any claims against you as a property owner in the past 3 years
 Never had a proposal for insurance declined, refused, cancelled or special terms imposed
 Never been declared bankrupt or convicted or have any prosecution pending

Security Conditions
 All external doors to be fitted with mortise deadlocks or deadlocking rim latches
 All sliding patio doors must be fitted with appropriate security locks
 Where contents exceeds €60,000 an intruder alarm be installed and maintained in a working condition

Other Conditions
 Policy excess of €250 applies to this policy increasing to €1,000 for malicious damage
 Does not cover commercial premises or holiday homes

Property Conditions
 All Properties must be owned by you
 All properties must be rented to a couple, family or persons in full time employment, or retired persons
 Must be let out in a single unit and not sub-let
 Must be inspected by you or your letting agent at least every 6 months
 Must be well maintained and in good state of repair and not more than 75 years old
 Must be built of brick, stone or concrete or timber framed with concrete or brick external cladding
 At least 80% of roof must be slates, tiles, metal, concrete or combustible materials
 Must be located in an area with no flooding, vandalism or subsidence history
 Must not be left unoccupied for more than 90 consecutive days
 Must be protected by at least two working smoke alarms

Tenancy Conditions
 There must be a written tenancy agreement in place of at least 6 months duration
 The agreement must be registered with the PRTB
 Satisfactory references to be obtained from Employer and previous Landlords
 A copy of driving licence or pass port to be obtained from the tenant

Personal/Loss Conditions
 Never made more than 2 household claims totalling more than €5,000
 Never suffered any claims against you as a property owner in the past 3 years
 Never had a proposal for insurance declined, refused, cancelled or special terms imposed
 Never been declared bankrupt or convicted or have any prosecution pending

Security Conditions
 All external doors to be fitted with mortise deadlocks or deadlocking rim latches
 All sliding patio doors must be fitted with appropriate security locks
 Where contents exceeds €60,000 an intruder alarm be installed and maintained in a working condition

Other Conditions
 Policy excess of €250 applies to this policy increasing to €1,000 for malicious damage
 Does not cover commercial premises or holiday homes